Route 03 of 06

Spanish residency and buying property

Buying a home is often where a residency file begins, but since April 2025 it no longer grants residency on its own. The good news: your home is still one of the strongest parts of the case, as long as it sits alongside the right route.

Golden visa
Abolished on 3 April 2025
Role of the home
Address and financial proof
Common routes
Non-lucrative, self-employment, digital nomad
Family
Depends on the route
Spanish residency and property: family at the door of their new Costa del Sol villa

This route is for you if…

  • You want both a home and residency
  • You want your capital in a tangible asset
  • You have rental income or savings for financial proof
  • You want your own home from day one

Another route may suit you better if…

  • You are buying only for residency; let us choose the route first
  • The purchase uses all your savings, leaving nothing for financial proof
Requirements

What you will need

  1. Choosing the route

    First we decide how you will get residency, usually non-lucrative, sometimes self-employment or digital nomad. The purchase is planned around that.

  2. Buying properly

    Legal checks, NIE, bank account and contracts, all overseen by an independent lawyer.

  3. Financial means beyond the purchase

    Money spent on the home does not count as financial proof. You need sufficient income or savings on top.

  4. Title deed and address

    The registered deed becomes your official address in Spain, needed for your local registration.

Figures are based on official 2026 indices and change slightly each year. We calculate the exact amount for your case before you apply.

How it works

Step by step, together

  1. Clarifying the goal

    Investment, residency or both?

  2. Choosing the route

    We calculate the financial requirement and documents for your family.

  3. Finding and buying

    Viewings in person or online, legal checks and signing.

  4. Residency file

    The deed joins the rest of your documents and we file the application.

Documents

Documents usually required

Every case has its own list. After our first conversation we give you the exact checklist for yours.

  • Passport and NIE
  • Title deed or purchase contract
  • Financial proof beyond the purchase
  • Private health insurance
  • Criminal record certificate
  • Family documents
Questions

What people often ask

Is the golden visa really over?

Yes. Since 3 April 2025 Spain no longer accepts new applications for residency through property investment. Existing holders renew under their own conditions.

So how does buying help?

Your home is your Spanish address, removes rent from your budget and, if let, its income counts as financial proof. It makes the file stronger.

Buy first or apply first?

It depends on the route. Usually we choose the route first, then time the purchase to fit the file.

Residency consultation

Let’s see whether this route works for you

Tell us about your income, family and plans; we will tell you honestly which route fits.

Book a consultation